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Commercial Health Insurance for Immigrants in the Czech Republic

Publication at Faculty of Mathematics and Physics, Faculty of Social Sciences |
2014

Abstract

The case study is dealing with the Czech health policy in relation to migrants who remain in insufficient guarantee of legal entitlement to health care. This problem touches a large group of non-EU migrants with long-term residence.

According the available data about one quarter of all the immigrants in the Czech Republic (approximately 100 000 immigrants) must use commercial insurance. Despite the fact, the health care is a crucial aspect for immigrants ́ integration in the host country, the commercial (market principles based) insurance makes barriers to the accessibility of health care, it is no claimable and subjects with high health risks may be refused.

On the other hand the health insurance is one of the preconditions for acquisition of visa for long-term stay.