Abstract
The article analyzes the concept of "moral hazard" including the dismantling of situations under which this phenomenon can be subsumed, ie the problem of "too big-to-fail" and the principal-agent problem. The following are prominent economists, who started for the first time this phenomenon theoretically addressed, especially K.
J. Arrow and S.
Peltzman. Finally, the article analyzes the possible sources of moral hazard with regard to the Czech Republic and possible solutions to this phenomenon.