Choice of law in distance insurance contracts with focus on travel insurance

Abstract

This paper deals with the possibilities of choice of law in distance contracting, - using electronic means in EU law context. For both consumer and insurance contracts, there are certain restrictions in favor of the customer, which can be combined with each other.

The choice of law may thus prove to be invalid, resp. even with a valid choice, the protective elements of the law of customer's residence may apply. The paper is focused on travel insurance.

Keywords

• choice of law
• insurance
• consumer
• electronic contracting
• travel insurance